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Title Services
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- Mortgage & Title services
- Property Searches
- Mortgage Processing
- Title Commitment
- Data Capturing
- Online Filing
- Web-based Solutions
- Property Assessment & Taxes
- Property Appraisal ordering
- Judgments Search
- Abstracting Services
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- Legal and Vesting Deed/LOV Report
- Owner and Encumbrance Report
- Current Owner Search
- Two Owner Search
- Chain of Title Search
- 10-20-30 Year Search
- Purchase Money Mortgage Search
- Full Search
- Closing Update
- Document Retrieval Services
With our proprietary abstracting application we are able to
deliver Staten of art report highlighting all key elements which
affects the property which are neatly typed for better
understanding.
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The length of search that is defined by state statute as the full applicable statutory period required for
marketable title or the customary standard in the state where the property is located.
The search should include all names in the chain of title and should report liens and judgments for all
owners, current and past. The names must be run for general liens, such as judgments and federal tax
liens, for the full statutory period applicable for the state.
In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the
search must be reported as exceptions, unless properly disposed of.
All necessary or customary ancillary searches applicable to the property type and location shall be
performed and reported. Examples of ancillary searches include but are not limited to housing or
building code enforcement, personal property tax, and municipal lien and traffic adjudication searches.
All easements, covenants, conditions, and restrictions (CC&Rs) or related documents such as
amendments, annexations, or restated CC&Rs posted to the subject property must be reported.
- Limited/Streamline/One Owner Search (C/O)
A search that goes back to the FVD and each deed in the chain that was recorded since the FVD must be
reviewed to verify that the title passes to the current owner of record.
The names of the grantees in the FVD and all subsequent title holders must be run for general liens,
such as judgments and federal tax liens for the full statutory period applicable for that state. If a party is
listed on a refinance order that does not appear on the FVD, then the name(s) must be run for liens and
judgments like any other owner.
In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in
the search must be reported as exceptions, unless properly disposed of. Where the subject property is
located in an area where mineral conveyances and reservations are common, all such conveyances and
reservations must be specifically expected from the legal description.
A search that goes back to the two FVD and each deed in the chain that was recorded since the FVD
must be reviewed to verify that the title passes to the current owner and two owner of record.
The names of the grantees in the FVD's (current owner & two owner) and all subsequent title holders
must be run for general liens, such as judgments and federal tax liens for the full statutory period
applicable for that state. If a party is listed on a refinance order that does not appear on the FVD, then
the name(s) must be run for liens and judgments like any other owner.
In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in
the search must be reported as exceptions, unless properly disposed of. Where the subject property is
located in an area where mineral conveyances and reservations are common, all such conveyances and
reservations must be specifically expected from the legal description.
- Bring Downs/Date Downs/Updates (U/D)
An additional title search to make sure nothing adverse has been recorded in the real estate records
since the time of the original search and the recording of the deed or mortgage. The taxes should be
updated with present tax findings.
We provide comprehensive solutions on real estate Tax information for insured and uninsured products
with a widespread coverage in the United States and quick turn times.
To check if there is any Judgments against the borrower by using the Risk.Nexis.com and upload the
search docs in the file.
To check if there is any Bankruptcy filed against the borrower by using the PACER site and upload the
search docs in the file.
Verify if there are any closed lien showing on title and request for release/ Paid in full letter. Request
judgment payoffs
Type the Vesting, conveyance, mortgage, judgments/liens and taxes information into the Client
Application as per the Abstract report and proof for any typos or mistakes to correct them.
Policy production process generates Short Form, Long Form and Owner Policies in the client application.
Information is extracted from the Policy Package (Title Prelim Report) and entered in the client
application. Editing is done to the policy adding exceptions and endorsements as given in the Policy
Package/Prelim report.
Web Based :
Searches are run online using Third Party Systems/ Public Data and a Title Report is created, which is later on uploaded into the Client's Software to avoid duplication of Data Entry if permissible.
Title Binders/ Commitments: Log into the clients online title system and enter the requisite details.
Terminal Services/ Virtual Private Network:
Access into the clients system if the software is residing on the locally hosted server and prepare the Title Binders and Title Policies.
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